savings benchmark · uk · free & anonymous

Are your savings normal?

"Am I behind?" — the 1am question nobody will answer honestly, because nobody admits what's in their account. So ask an anonymous crowd instead. See where you actually sit, in seconds.

where do your savings sit?

£
the bit the other sites can't tell you

but should £5,000 feel like enough?

A percentile tells you where you rank. It can't tell you if you're actually okay. The crowd can.

see the crowd's verdict →
guidance · not advice

What people actually have saved by age in the UK

Here's the typical (median) amount of cash savings at each age — half of people have more, half have less. We use the median on purpose: the "average" is dragged sky-high by a small number of very wealthy savers, which is exactly why headline figures make everyone feel behind.

agetypical cash savings
18–24£2,500
25–34£5,000
35–44£10,000
45–54£18,000
55+£25,000
The honest answer nobody gives you: the "right" amount isn't a number off a chart — it's based on your outgoings, not your age. The usual rule of thumb is 3–6 months of essential spending in an easy-access account. If your essentials are £1,500/month, that's a £4,500–£9,000 cushion — whatever your age group "should" have.

So… are you behind, or doing fine?

This is where every other "average savings" page leaves you hanging — and where it can quietly do harm. It hands you a number, you notice you're under it, and you spiral. But a percentile can't tell you whether you're genuinely behind or perfectly fine for your situation. Context does that.

On The Money Verdict, real people anonymously weigh in on whether a savings position at your age is "sound" or "needs a plan" — the honest, judgement-free read you can't get from friends, because nobody admits what's actually in their account. No shame, no sales pitch, just where the crowd lands.

Keep digging

stop wondering. ask the crowd.

The Money Verdict settles every money question the honest way — anonymously, by people just like you.

open the app →